Sorensen Insurance sincerely hopes you’ll never need to file a claim—but if you ever do get in an accident, know that our agents are standing by to help you every step of the way from our local Midway Valley Office.
In the state of Utah, it’s mandatory to carry minimum liability insurance on all vehicles using public roads. Some drivers may require more coverage, and some may prefer optional services like roadside assistance in case of mechanical failure. Whatever your desired combination, our knowledgeable and friendly agents will explain your policy options so that you know exactly what is, and what is not, covered with your personalized car insurance in Utah.
Below you can read more about the different kinds of coverage available through Sorensen Insurance. Give us a call and we’ll work out the details, answer all your questions, and give you a custom quote.
Personalized Car Insurance in Utah
• Standard and Preferred Auto Insurance
• High Risk Auto Insurance
• Classic Autos
• High Valued Autos
• Special Program for Mature/Elderly Drivers
• Recreational Vehicles (RV)
Collision and Comprehensive Coverage
Collisionand comprehensive coverage are very common types of car insurance. Accidents do happen—collision coverageprotects you against damage done to your vehicle when you’re been in an accident. Comprehensive coverage goes a step further, and covers your car against events including fire, flood, or vandalism.
These two common types of car insurance include a deductible ranging from $100 – $1,000. The higher the deductible, the lower the premium.
At the very minimum, Utah drivers must carry liabilityinsurance on their vehicles. This coverage pays for injuries you cause to other people and any damage you cause to other people’s property when you’re at fault for an accident.
Regardless of who is at fault in an accident, medical payments coverage will cover the expenses suffered by any passengers or yourself in the event of an accident. Depending on your regular medical coverage, you may or may not need this particular type of coverage.
Personal injury, or No-Fault coverage, pays for medical costs due to an accident including rehabilitation, replacement services, and lost income if you are incapable of working.
Uninsured Motorist Coverage
This type of coverage is beneficial in the event that you are in an accident with an uninsured driver, or with a driver who carries liability insurancethatdoes not sufficiently cover the costs of property damage or personal injury. This type of insurance is also used in cases concerning hit-and-run drivers.
This type of coverage is optional but can come in handy for a variety of reasons including mechanical or electrical failure. This coverage includes extras like towing, rental reimbursement, and roadside assistance.